Setting limits before you play
- Decide on a spending limit before you leave home, and bring only that amount in cash.
- Leave bank cards at home or in the car, and avoid the ATM on the gaming floor.
- Set a time to leave and keep an alarm on your phone.
- Treat any win as a bonus, not as money to play back.
- Never chase losses. The next race or spin does not “owe” you anything.
- Take breaks, eat, and avoid gambling after drinking or when upset.
Online casinos and betting apps licensed in a state must offer deposit, wager and time limits in your account settings, plus cool-off periods. Setting them when you open the account, rather than during play, is what makes them work.
Warning signs
Gambling may be becoming a problem when you spend more money or time than you intended, borrow money or sell things to gamble, hide gambling from family, feel restless or irritable when trying to cut back, or gamble to escape stress or win back losses. Noticing one of these signs is a reason to talk to someone, not a reason for shame.
Self-exclusion
Most states run voluntary self-exclusion programs through their gaming regulator. Enrolling bars you from the casino floors, and in states with legal online gambling from licensed online accounts, for a period you choose, often one year, five years or life. Enrollment is done through the state regulator and is confidential. The state pages on this site name the regulator in each state.
Free, confidential help
- 1-800-GAMBLER: national helpline, 24 hours a day, every day.
- Michigan: the Michigan Problem Gambling Helpline, 1-800-270-7117.
- National Council on Problem Gambling: help by state, chat and support groups.
- Gamblers Anonymous: peer support meetings across the country.
- GAM-ANON: support for family members and friends.
Age
You must be of legal age to gamble. Casino floors at racinos are 21+ in most states, and online casinos in West Virginia, New Jersey and Michigan are 21+ without exception. Some states allow 18-year-olds to bet on horse races or play lottery-run machines; each venue page states the local rule. Venues check ID, and underage play is illegal.
Why the odds always favor the house
Every bet at a racino carries a built-in cost. Race bets pay out of pools after the track and state take a share, usually 15 to 25 percent, and slot machines and video lottery terminals return a fixed percentage over time. The pari-mutuel betting guide and the VLT guide show the arithmetic.
Blocking gambling sites
Parents and anyone who wants to stay away from online gambling can install blocking software on phones and computers. Tools such as Gamban and BetBlocker block gambling websites and apps across devices, and many banks let customers switch off gambling transactions on their cards from the banking app.